Ishiagu Microfinance Bank Ltd is a licensed financial institution operating under the regulatory oversight of the Central Bank of Nigeria (CBN). We are committed to providing accessible and transparent financial services to individuals and small businesses across Nigeria.

Our flagship product, AidaCredit, is a mobile application designed to offer quick and easy access to personal loans without the need for collateral. AidaCredit allows users to apply for loans ranging from ₦4,000 to ₦1,000,000, with repayment terms between 91 days and 12 months. The application process is entirely online, ensuring convenience and efficiency for our users.

At Ishiagu Microfinance Bank, we are dedicated to fostering financial inclusion by offering products that meet the evolving needs of our customers. Through AidaCredit, we aim to empower individuals and small businesses with the financial support they need to thrive.

Loan Information

1. Loan Amount: From ₦4,000 to ₦1,000,000.
2. Tenure: Repayment required from 91 days to 12 months.
3. Interest Rate: The minimum APR is 24%.
An example of AidaCredit Loan app experience:
Borrow loan amount: ₦100,000 over 6 months
Interest rate: 2% per month.
The APR: 24%.
Total interest: ₦12,000.
Total amount payment: ₦112,000.